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|
Deposit Rates
Rates Current as of August 6, 2008
|
|
Products
|
Minimum Balance to Open
|
Interest Rate
|
APY*
|
|
Friend to Friend Checking
|
|
|
|
|
|
$100—4,999.99
|
.10%
|
.10%
|
|
|
$5,000—24,999.99
|
.20%
|
.20%
|
|
|
$25,000—99,999.99
|
.40%
|
.40%
|
|
|
$100,000 and up
|
.60%
|
.60%
|
|
Relationship Builder Checking
|
|
|
|
|
|
$500—4,999.99
|
.10%
|
.10%
|
|
|
$5,000—24,999.99
|
.20%
|
.20%
|
|
|
$25,000—99,999.99
|
.40%
|
.40%
|
|
|
$100,000—249,999.99
|
.60%
|
.60%
|
|
|
$250,000.00—999,999.99
|
1.00%
|
1.00%
|
|
|
$1,000,000 and up
|
1.24%
|
1.25%
|
|
Friend to Friend Savings
|
|
|
|
|
|
$100 and up
|
1.98%
|
2.00%
|
|
Liberty Kids Savings
|
|
|
|
|
|
$10 and up
|
1.98%
|
2.00%
|
|
Friend to Friend Money Market
|
|
|
|
|
|
$2,500-24,999.99
|
.75%
|
.75%
|
|
|
$25,000 and up
|
1.00%
|
1.00%
|
|
Relationship Builder Money Market
|
|
|
|
|
|
$100,000—249,999.99
|
1.24%
|
1.25%
|
|
|
$250,000—499,999.99
|
1.49%
|
1.50%
|
|
|
$500,000 - 999,999.99
|
1.73%
|
1.75%
|
|
|
|
|
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|
Premium Relationship Builder Money Market
|
|
|
|
|
|
$1,000,000-1,499,999.99
|
1.98%
|
2.00%
|
|
|
$1,500,000.00 and up
|
2.22%
|
2.25%
|
- Rates are subject to change without notice
- *APY = Annual Percentage Yield
- Fee may reduce earnings.
|
Certificates of Deposit
Rates Current as of August 6, 2008
|
|
Products
|
Minimum Balance to Open
|
Interest Rate
|
APY*
|
|
3 Month CD
|
$1,000 to $9,999.99
|
1.88%
|
1.90%
|
|
|
$10,000 to $24,999.99
|
1.98%
|
2.00%
|
|
|
$25,000 and up
|
2.08%
|
2.10%
|
|
6 Month CD
|
$1,000 to $9,999.99
|
1.93%
|
1.95%
|
|
|
$10,000 to $49,999.99
|
2.03%
|
2.05%
|
|
|
$50,000 and up
|
2.13%
|
2.15%
|
|
12 Month CD
|
$1,000 to $9,999.99
|
1.98%
|
2.00%
|
|
|
$10,000 to $49,999.99
|
2.08%
|
2.10%
|
|
|
$50,000 and up
|
2.19%
|
2.20%
|
|
18 Month CD
|
$1,000 to $9,999.99
|
2.03%
|
2.05%
|
|
|
$10,000 to $49,999.99
|
2.13%
|
2.15%
|
|
|
$50,000 and up
|
2.22%
|
2.25%
|
|
24 Month CD
|
$1,000 to $9,999.99
|
2.17%
|
2.20%
|
|
|
$10,000 to $49,999.99
|
2.27%
|
2.30%
|
|
|
$50,000 and up
|
2.37%
|
2.40%
|
|
30 Month CD
|
$1,000 to $9,999.99
|
2.87%
|
2.90%
|
|
|
$10,000 to $49,999.99
|
2.97%
|
3.00%
|
|
|
$50,000 and up
|
3.07%
|
3.10%
|
|
36 Month CD
|
$1,000 to $9,999.99
|
3.02%
|
3.05%
|
|
|
$10,000 to $49,999.99
|
3.07%
|
3.10%
|
|
|
$50,000 and up
|
3.17%
|
3.20%
|
|
48 Month CD
|
$1,000 to $9,999.99
|
3.07%
|
3.10%
|
|
|
$10,000 t $49,999.99
|
3.17%
|
3.20%
|
|
|
$50,000 and up
|
3.27%
|
3.30%
|
|
60 Month CD
|
$1,000 to $9,999.99
|
3.10%
|
3.15%
|
|
|
$10,000 to $49,999.99
|
3.20%
|
3.25%
|
|
|
$50,000 and up
|
3.30%
|
3.35%
|
- Rates are subject to change without notice
- IRA rates are the same rate as CD rates
- A penalty may be imposed for early withdrawal on CD’s
- *APY = Annual Percentage Yield
- Fee may reduce earnings.
- Rate ADD UP option available. .05% rate increase when any of the following accounts or services is opened: loan, checking, savings, safe deposit box, Smith Barney investment account. Maximum ADD UP=.25%.
APY accurate as of date stated
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